Standard Health Plan
A practical international health plan with inpatient protection, core outpatient benefits, emergency assistance, global security benefits, psychology support, and a death benefit.
Before you apply
These plans are designed for new, eligible medical needs after your cover starts. Pre-existing medical conditions are not covered. Please still declare all medical history accurately during the application.
Annual limit
US$1,000,000
Expats who want solid hospital cover and limited outpatient support without moving into the broader wellbeing and dental benefits of higher plans.
Plan highlights
These highlights are a fast summary. The detailed sections below show the benefit limits provided in the plan schedule for eligible treatment after cover starts.
US$1,000,000 overall plan limit per year
Semi-private room and board
US$25,000 outpatient surgical benefit
24 hour emergency assistance
Standard benefit details
Benefits are grouped to make the plan easier to review before you start the health application.
Inpatient Cover
- Room and board
- Semi-private
- Parental accommodation
- No Cover
- Theatre fees, tests, medicines, and appliances
- Full Cover
- Intensive care
- Full Cover
- Surgeon's fees
- US$25,000
- Anesthetist fees
- 30% of surgeon's fees
- Professional fees
- US$25,000
- Rehabilitation cover
- No Cover
- Kidney dialysis
- Full Cover
- Oncology cover
- US$20,000
- Organ transplant cover
- No Cover
- Emergency room treatment
- Full Cover
- Local ambulance to hospital
- Full Cover
- Hospital cash benefit
- US$100
Outpatient Cover
- Outpatient surgical
- US$25,000
- Pre-hospitalization
- US$2,000, 30 days prior
- Post-hospitalization
- US$2,000, 30 days post
- GP consultation fees
- US$750
- Specialist consultation fees
- US$750
- Prescribed medication
- US$750
- Imaging and lab tests
- US$750
- Physiotherapy
- No Cover
- Oncology
- No Cover
- Alternative therapies treatment
- No Cover
- Chronic conditions benefit
- No Cover
Additional Benefits
- Annual medical check-ups
- No Cover
- Vaccinations
- No Cover
- Eye test
- No Cover
- Emergency dental
- No Cover
- Routine dental
- No Cover
- Major dental
- No Cover
- Terrorism
- US$100,000
- Hostage negotiation
- Full Cover
- Hijacking
- US$200 per day, 10 days
- Mugging
- US$100 per day, 5 days
- 24 hour psychology counselling
- Full Cover
- 24 hour personal coaching
- Full Cover
- 24 hour emergency assistance
- Full Cover
- Death benefit
- US$10,000
- Optional evacuation and repatriation
- US$100,000
Policy notes
This plan detail page is a summary only. Please read and fully understand the terms, conditions, exclusions, and warranties of the REGENCY for EXPATS International Health Insurance policy wording. The health brochure is available for more detail before choosing a plan level.
All applications submitted to REGENCY for EXPATS are subject to acceptance. This summary does not constitute an offer or provide coverage by REGENCY for EXPATS.
View brochureCompare with other plan levels
Review the other health plan pages or compare every benefit side by side.
US$1,000,000 annual limit
Major Medical
Expats who want hospital-led protection and emergency support without outpatient, wellbeing, or dental benefits.
US$1,000,000 annual limit
Comprehensive
People who expect regular medical use abroad and want more than emergency hospital protection, including routine care and selected dental benefits.
US$2,000,000 annual limit
Fully Comprehensive
International families, frequent travellers, and expats who want the broadest plan route available through our health insurance offering.