Fully Comprehensive Health Plan
The highest health plan level we offer, with a larger annual limit, full cover across listed inpatient and outpatient categories, and stronger dental and security benefits.
Before you apply
These plans are designed for new, eligible medical needs after your cover starts. Pre-existing medical conditions are not covered. Please still declare all medical history accurately during the application.
Annual limit
US$2,000,000
International families, frequent travellers, and expats who want the broadest plan route available through our health insurance offering.
Plan highlights
These highlights are a fast summary. The detailed sections below show the benefit limits provided in the plan schedule for eligible treatment after cover starts.
US$2,000,000 overall plan limit per year
Full cover for listed inpatient categories
Full cover for listed outpatient categories
Full cover emergency dental and US$750 routine dental benefit
Fully Comprehensive benefit details
Benefits are grouped to make the plan easier to review before you start the health application.
Inpatient Cover
- Room and board
- Full Cover
- Parental accommodation
- Full Cover
- Theatre fees, tests, medicines, and appliances
- Full Cover
- Intensive care
- Full Cover
- Surgeon's fees
- Full Cover
- Anesthetist fees
- Full Cover
- Professional fees
- Full Cover
- Rehabilitation cover
- Full Cover, 45 days
- Kidney dialysis
- Full Cover
- Oncology cover
- Full Cover
- Organ transplant cover
- Full Cover
- Emergency room treatment
- Full Cover
- Local ambulance to hospital
- Full Cover
- Hospital cash benefit
- US$200
Outpatient Cover
- Outpatient surgical
- Full Cover
- Pre-hospitalization
- Full Cover
- Post-hospitalization
- Full Cover
- GP consultation fees
- Full Cover
- Specialist consultation fees
- Full Cover
- Prescribed medication
- Full Cover
- Imaging and lab tests
- Full Cover
- Physiotherapy
- Full Cover, 10 visits
- Oncology
- Full Cover
- Alternative therapies treatment
- Full Cover, 10 visits
- Chronic conditions benefit
- US$10,000 for eligible conditions after cover starts; pre-existing conditions are not covered
Additional Benefits
- Annual medical check-ups
- US$500
- Vaccinations
- US$500
- Eye test
- US$250, 1 per year
- Emergency dental
- Full Cover
- Routine dental
- US$750
- Major dental
- US$750
- Terrorism
- Full Cover
- Hostage negotiation
- Full Cover
- Hijacking
- US$500 per day
- Mugging
- US$100 per day
- 24 hour psychology counselling
- Full Cover
- 24 hour personal coaching
- Full Cover
- 24 hour emergency assistance
- Full Cover
- Death benefit
- US$10,000
- Optional evacuation and repatriation
- US$100,000
Policy notes
This plan detail page is a summary only. Please read and fully understand the terms, conditions, exclusions, and warranties of the REGENCY for EXPATS International Health Insurance policy wording. The health brochure is available for more detail before choosing a plan level.
All applications submitted to REGENCY for EXPATS are subject to acceptance. This summary does not constitute an offer or provide coverage by REGENCY for EXPATS.
View brochureCompare with other plan levels
Review the other health plan pages or compare every benefit side by side.
US$1,000,000 annual limit
Major Medical
Expats who want hospital-led protection and emergency support without outpatient, wellbeing, or dental benefits.
US$1,000,000 annual limit
Standard
Expats who want solid hospital cover and limited outpatient support without moving into the broader wellbeing and dental benefits of higher plans.
US$1,000,000 annual limit
Comprehensive
People who expect regular medical use abroad and want more than emergency hospital protection, including routine care and selected dental benefits.